{"id":908,"date":"2022-07-28T15:00:12","date_gmt":"2022-07-28T13:00:12","guid":{"rendered":"http:\/\/recover.jellyfishcreativestudio.be\/?p=908"},"modified":"2025-03-21T15:26:03","modified_gmt":"2025-03-21T14:26:03","slug":"5-penzugyi-menedzsment-tipp-kisvallalkozas-vezetoknek","status":"publish","type":"post","link":"https:\/\/www.recover.eu\/hu\/tanacs\/5-penzugyi-menedzsment-tipp-kisvallalkozas-vezetoknek\/","title":{"rendered":"5 p\u00e9nzgazd\u00e1lkod\u00e1si tipp VSE\/kkv vezet\u0151knek"},"content":{"rendered":"<p>A p\u00e9nz\u00fcgyi ir\u00e1ny\u00edt\u00e1s kih\u00edv\u00e1st jelenthet egy VSE vagy KKV vezet\u0151j\u00e9nek. V\u00e1llalkoz\u00e1sa gyakran a term\u00e9kek gy\u00e1rt\u00e1sa vagy a szolg\u00e1ltat\u00e1sok ny\u00fajt\u00e1sa sor\u00e1n szerzett speci\u00e1lis k\u00e9szs\u00e9geinek k\u00f6sz\u00f6nhet\u0151en teljes\u00edt. Ha nincs sok tapasztalata egy v\u00e1llalkoz\u00e1s p\u00e9nz\u00fcgyeinek kezel\u00e9s\u00e9ben, ez ijeszt\u0151nek t\u0171nhet. Rossz p\u00e9nz\u00fcgyi szok\u00e1sokba eshet, amelyek egy napon \u00e1rthatnak v\u00e1llalkoz\u00e1s\u00e1nak.<\/p>\n\n\n\n<p>Ahogy az lenni szokott, az els\u0151 l\u00e9p\u00e9s az \u00f6nk\u00e9pz\u00e9s. Meg kell tanulnod az alapvet\u0151 \u00fczletvezet\u00e9si ismereteket. Az egyszer\u0171 sz\u00e1mviteli feladatok elv\u00e9gz\u00e9se, a hitelk\u00e9relem vagy az alapvet\u0151 p\u00e9nz\u00fcgyi terv meg\u00edr\u00e1sa, vagy ak\u00e1r a m\u00e9rleg meg\u00e9rt\u00e9se alapvet\u0151 k\u00e9szs\u00e9gek, amelyek minden v\u00e1llalkoz\u00f3 sz\u00e1m\u00e1ra sz\u00fcks\u00e9gesek. A k\u00e9pz\u00e9s \u00e9s a szervez\u00e9s k\u00e9t kulcssz\u00f3 a VSE\/kkv eg\u00e9szs\u00e9ges p\u00e9nzgazd\u00e1lkod\u00e1s\u00e1hoz.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u00cdme \u00f6t hasznos p\u00e9nzgazd\u00e1lkod\u00e1si tipp, amelyek seg\u00edts\u00e9g\u00e9re lehetnek:<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">1. Ossza meg szakmai \u00e9s mag\u00e1np\u00e9nz\u00fcgyeit<\/h3>\n\n\n\n<p>Ne v\u00e1llalja a p\u00e9nz\u00f6sszegek \u00f6sszekever\u00e9s\u00e9nek kock\u00e1zat\u00e1t. Ad\u00f3ellen\u0151rz\u00e9s eset\u00e9n az katasztr\u00f3fa lenne. Nyisson egy \u00fczleti foly\u00f3sz\u00e1ml\u00e1t \u00e9s egy m\u00e1sik r\u00f6vid t\u00e1v\u00fa megtakar\u00edt\u00e1si sz\u00e1ml\u00e1t. Mind jogilag, mind az \u00d6n egyszer\u0171 kezel\u00e9se \u00e9rdek\u00e9ben semmilyen kereskedelmi tranzakci\u00f3 nem haladhat \u00e1t szem\u00e9lyes sz\u00e1ml\u00e1in \u00e9s ford\u00edtva.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. Sp\u00f3roljon az ad\u00f3j\u00e1val<\/h3>\n\n\n\n<p>Erre val\u00f3 az el\u0151z\u0151 tippben eml\u00edtett r\u00f6vid t\u00e1v\u00fa megtakar\u00edt\u00e1si sz\u00e1mla. \u00d6nnek vagy k\u00f6nyvel\u0151j\u00e9nek minden h\u00f3napban ki kell sz\u00e1m\u00edtania az ad\u00f3z\u00e1s el\u0151tti nyeres\u00e9g\u00e9t, amely a havi bev\u00e9tele m\u00ednusz a m\u0171k\u00f6d\u00e9si k\u00f6lts\u00e9gek. A havi megtakar\u00edt\u00e1ssal biztos\u00edthatja, hogy legyen k\u00e9szp\u00e9nze az ad\u00f3fizet\u00e9shez. Kis ut\u00f3lag \u00e9s k\u00f6nyvel\u0151je tan\u00e1csaival \u00d6n is v\u00e1laszthat ad\u00f3el\u0151leget, ami jelent\u0151s anyagi el\u0151ny.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3. Fizessen mag\u00e1nak fizet\u00e9st<\/h3>\n\n\n\n<p>Kezd\u0151 v\u00e1llalkoz\u00f3k\u00e9nt cs\u00e1b\u00edt\u00f3 lehet, hogy minden p\u00e9nz\u00e9t a napi tev\u00e9kenys\u00e9gre ford\u00edtja. De ha kezdett\u0151l fogva fizeti mag\u00e1t \u2013 m\u00e9g ha csak havi 1000 eur\u00f3 is \u2013, olyan el\u0151ny\u00f6kkel j\u00e1r, amelyeket nem engedhet meg mag\u00e1nak. Ez seg\u00edt a szem\u00e9lyes kiad\u00e1sok kifizet\u00e9s\u00e9ben \u00e9s a megtakar\u00edt\u00e1sok n\u00f6vel\u00e9s\u00e9ben. Ez d\u00f6nt\u0151 fontoss\u00e1g\u00fa, ha v\u00e1llalkoz\u00e1sa nem fenntarthat\u00f3. Fizessen ki mag\u00e1nak a v\u00e1llalat nett\u00f3 nyeres\u00e9g\u00e9nek egy meghat\u00e1rozott sz\u00e1zal\u00e9k\u00e1t minden h\u00f3napban, ami a bev\u00e9tel m\u00ednusz az \u00f6sszes m\u0171k\u00f6d\u00e9si k\u00f6lts\u00e9g.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">4. \u00c1ll\u00edtsa be a rendszeres nyilv\u00e1ntart\u00e1si \u00e9s sz\u00e1ml\u00e1z\u00e1si nyomon k\u00f6vet\u00e9st<\/h3>\n\n\n\n<p>A v\u00e1llalatok digitaliz\u00e1l\u00e1sa folyamatban van. F\u00fcggetlen\u00fcl att\u00f3l, hogy ideiglenes pap\u00edralap\u00fa iratt\u00e1rat v\u00e1laszt, vagy k\u00f6zvetlen\u00fcl a digit\u00e1lis iktat\u00e1st v\u00e1lasztja, \u00edme n\u00e9h\u00e1ny dolog, amit meg kell \u0151riznie:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>sz\u00e1mviteli nyilv\u00e1ntart\u00e1sok \u00e9s k\u00f6nyvel\u00e9s<\/li>\n\n\n\n<li>bankkivonatok<\/li>\n\n\n\n<li>szerz\u0151d\u00e9seket<\/li>\n\n\n\n<li>enged\u00e9lyek \u00e9s enged\u00e9lyek<\/li>\n\n\n\n<li>bels\u0151 \u00e9s k\u00fcls\u0151 alkalmazotti f\u00e1jlok<\/li>\n\n\n\n<li>sz\u00e1ll\u00edt\u00f3i nyilv\u00e1ntart\u00e1sok<\/li>\n\n\n\n<li>ad\u00f3z\u00e1si dokumentumokat<\/li>\n\n\n\n<li>sz\u00e1ml\u00e1kat<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<p>Rendszeresen sz\u00e1ml\u00e1z, \u00e9s rendszeresen k\u00f6vesse nyomon a kifizet\u00e9seket. Minden v\u00e1llalkoz\u00e1s szembes\u00fcl egy-egy nap k\u00e9sedelmes fizet\u00e9ssel. A VSE\/kkv-k sem kiv\u00e9telek a szab\u00e1ly al\u00f3l. V\u00e1llalkoz\u00e1s\u00e1nak eg\u00e9szs\u00e9ges ir\u00e1ny\u00edt\u00e1sa sz\u00fcks\u00e9gszer\u0171en mag\u00e1ban foglalja <a href=\"http:\/\/www.recover.eu\/hu\/2022\/05\/12\/5-strategia-a-penzaramlas-javitasara\/\">optimaliz\u00e1lt cash flow<\/a> \u00e9s a kifizetetlen sz\u00e1ml\u00e1inak nyomon k\u00f6vet\u00e9se.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">5. \u00dctemezze be az id\u0151t a szervezetts\u00e9gre<\/h3>\n\n\n\n<p>Ahogy kor\u00e1bban eml\u00edtett\u00fck, v\u00e1llalkoz\u00e1sa p\u00e9nz\u00fcgyeinek megfelel\u0151 kezel\u00e9se szervezetts\u00e9get ig\u00e9nyel. Ennek a strukt\u00far\u00e1nak a fel\u00e1ll\u00edt\u00e1sa az els\u0151 l\u00e9p\u00e9s, de hi\u00e1baval\u00f3 lesz, ha nem tartja naprak\u00e9szen ezt a szervezetet. Minden h\u00e9ten vagy havonta sz\u00e1njon r\u00e1 id\u0151t, hogy naprak\u00e9szen tartsa p\u00e9nz\u00fcgyeit. Rendszeresen kell k\u00f3dolnia, digitaliz\u00e1lnia \u00e9s oszt\u00e1lyoznia a sz\u00e1mviteli adatait. A sz\u00e1ml\u00e1kat \u00e9s a fizet\u00e9si eml\u00e9keztet\u0151ket meghat\u00e1rozott napon kell elk\u00fcldenie.<\/p>\n\n\n\n<p>Tudjuk, hogy egy VSE\/KKV p\u00e9nz\u00fcgyi menedzsel\u00e9se id\u0151t \u00e9s motiv\u00e1ci\u00f3t ig\u00e9nyel, de er\u0151fesz\u00edt\u00e9sei nem lesznek hi\u00e1baval\u00f3k. Miut\u00e1n elfogadta a megfelel\u0151 reflexeket, egyszer\u0171s\u00f6dik a p\u00e9nz\u00e1raml\u00e1s kezel\u00e9se. Ezzel t\u00f6bb id\u0151t \u00e9s p\u00e9nzt fog kapni, amelyet szenved\u00e9ly\u00e9nek, a munk\u00e1j\u00e1nak szentelhet.<\/p>\n\n\n\n<p>h\u00e1z\u00e1ban <a href=\"http:\/\/www.recover.eu\/hu\/szolgaltatasok\/\">INTERNATIONAL RECOVER COMPANY\u00ae<\/a>, \u00fagy gondoljuk, hogy a VSE-k \u00e9s a kkv-k gazdas\u00e1gunk alapvet\u0151 pill\u00e9rei. Ez\u00e9rt 1993 \u00f3ta t\u00e1mogatjuk \u0151ket p\u00e9nz\u00fcgyi gazd\u00e1lkod\u00e1sukban.<\/p>","protected":false},"excerpt":{"rendered":"<p>A p\u00e9nz\u00fcgyi ir\u00e1ny\u00edt\u00e1s kih\u00edv\u00e1st jelenthet egy VSE vagy KKV vezet\u0151j\u00e9nek. \u00cdme \u00f6t hasznos p\u00e9nzkezel\u00e9si tipp, amelyek seg\u00edts\u00e9g\u00e9re lehetnek.<\/p>","protected":false},"author":1,"featured_media":909,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[],"class_list":["post-908","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-clients"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.3.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>5 conseils de gestion financi\u00e8re aux gestionnaires de TPE\/PME - INTERNATIONAL RECOVER COMPANY<\/title>\n<meta name=\"description\" content=\"G\u00e9rez mieux la tr\u00e9sorerie de votre TPE ou PME avec ces 5 conseils essentiels. 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