{"id":789,"date":"2019-08-21T14:14:19","date_gmt":"2019-08-21T12:14:19","guid":{"rendered":"http:\/\/recover.jellyfishcreativestudio.be\/?p=789"},"modified":"2023-05-26T14:14:37","modified_gmt":"2023-05-26T12:14:37","slug":"7-sfaturi-pentru-a-proteja-impotriva-facturilor-neplatite","status":"publish","type":"post","link":"https:\/\/www.recover.eu\/ro\/sfat\/7-sfaturi-pentru-a-proteja-impotriva-facturilor-neplatite\/","title":{"rendered":"7 SFATURI DE P\u0102R\u0102 \u00ceMPOTRIVA FACTURILOR NEPL\u0102TITE"},"content":{"rendered":"

A sosit rapid o factur\u0103 nepl\u0103tit\u0103. Chiar dac\u0103 suntem organiza\u021bi, putem, din p\u0103cate, s\u0103 uit\u0103m unul sau s\u0103 nu putem pl\u0103ti imediat. \u0218i sose\u0219te mementoul. Iat\u0103 c\u00e2teva sfaturi pentru a v\u0103 ajuta s\u0103 evita\u021bi aceste facturi nepl\u0103tite:<\/p>\n\n\n\n

1. Respecta\u021bi termenele de plat\u0103<\/strong><\/p>\n\n\n\n

Data scaden\u021bei sau num\u0103rul de zile \u00eenainte de plat\u0103 men\u021bionate pe facturile pe care le primi\u021bi este foarte important\u0103. Dac\u0103 rata\u021bi acest termen, este legal s\u0103 aplica\u021bi termenii standard de plat\u0103, ceea ce \u00eenseamn\u0103 c\u0103 taxele pot fi ad\u0103ugate la suma ini\u021bial\u0103 a facturii dvs. nepl\u0103tite, \u00een conformitate cu termenii creditorului.<\/p>\n\n\n\n

2. Dac\u0103 nu pute\u021bi pl\u0103ti p\u00e2n\u0103 la data scaden\u021bei, cere\u021bi-v\u0103 creditorului o prelungire<\/strong><\/p>\n\n\n\n

Este posibil s\u0103 nu v\u0103 pute\u021bi pl\u0103ti factura la timp din diverse motive personale. Prin informarea creditorului dumneavoastr\u0103 cu privire la aceste motive, acesta v\u0103 poate acorda o prelungire dac\u0103 este justificat\u0103. Este imperativ s\u0103 contacta\u021bi creditorul dumneavoastr\u0103 pentru a ob\u021bine un aranjament (rezonabil) pentru a evita costurile suplimentare!<\/p>\n\n\n\n

3. Fii organizat sau chiar academic<\/strong><\/p>\n\n\n\n

Nota\u021bi pe facturi c\u00e2nd sunt \u201epl\u0103tite\u201d sau \u201escadente\u201d cu data. Dac\u0103 utiliza\u021bi un leant electronic \u00een loc de versiunea pe h\u00e2rtie, ad\u0103uga\u021bi coloane \u00een consecin\u021b\u0103. Indiferent dac\u0103 utiliza\u021bi versiunea pe h\u00e2rtie sau electronic\u0103, sorta\u021bi facturile pentru a fi pl\u0103tite dup\u0103 datele pl\u0103\u021bii. Acest lucru v\u0103 va asigura c\u0103 nu pl\u0103ti\u021bi aceea\u0219i factur\u0103 de dou\u0103 ori \u0219i c\u0103 a\u021bi pl\u0103tit-o corect. Vei avea si garantia ca ai respectat termenele de plata.<\/p>\n\n\n\n

4. Dac\u0103 ave\u021bi mai multe pl\u0103\u021bi lunare de pl\u0103tit, stabili\u021bi un ordin permanent<\/strong><\/p>\n\n\n\n

Dup\u0103 cum sa spus deja anterior, respectarea termenelor scadente este foarte important\u0103. Cu o comand\u0103 permanent\u0103, v\u0103 programa\u021bi pl\u0103\u021bile la datele potrivite \u0219i nu mai trebuie s\u0103 v\u0103 face\u021bi griji pentru ele. Ave\u021bi grij\u0103, totu\u0219i, s\u0103 v\u0103 opri\u021bi comanda permanent\u0103 atunci c\u00e2nd factura este \u0219ters. Acest lucru nu este \u00eentotdeauna automat.<\/p>\n\n\n\n

5. Verifica\u021bi datele dvs. de contact cu furnizorii dvs. pentru a v\u0103 asigura c\u0103 primi\u021bi facturile<\/strong><\/p>\n\n\n\n

Furnizorul dvs. de servicii \u0219tie noua dvs. adres\u0103? Asigura\u021bi-v\u0103 c\u0103 datele dvs. de contact sunt actualizate \u00een sistemele informatice ale tuturor furnizorilor dvs. Nu pentru c\u0103 v-a\u021bi schimbat adresa \u00een municipiu sau pe cartea de identitate sunt informa\u021bi furnizorii dvs. de servicii. Dac\u0103 v\u0103 muta\u021bi \u0219i a\u0219tepta\u021bi o factur\u0103, trimite\u021bi e-mail la oficiul po\u0219tal \u0219i notifica\u021bi automat furnizorul dumneavoastr\u0103 cu privire la noua adres\u0103.<\/p>\n\n\n\n

6. Contacta\u021bi furnizorul dumneavoastr\u0103 dac\u0103 nu primi\u021bi o factur\u0103<\/strong><\/p>\n\n\n\n

Dac\u0103 ave\u021bi \u00een mod regulat probleme cu po\u0219ta sau dac\u0103 factura lunar\u0103 nu ajunge, contacta\u021bi furnizorul de servicii. Dac\u0103 furnizorul t\u0103u \u021bi-a trimis o factur\u0103 \u0219i tu nu ai primit-o, ei nu pot ghici. Este important s\u0103-i anun\u021ba\u021bi \u0219i s\u0103 le cere\u021bi informa\u021bii de plat\u0103, altfel ei vor crede doar c\u0103 nu dori\u021bi s\u0103 le pl\u0103ti\u021bi. Apelul sau e-mailul dvs. vor fi dovada bunei credin\u021be.<\/p>\n\n\n\n

7. Dac\u0103 prime\u0219ti o notificare formal\u0103, reac\u021bioneaz\u0103 direct!<\/strong><\/p>\n\n\n\n

Dac\u0103, \u00een ciuda acestor m\u0103suri de precau\u021bie, primi\u021bi o notificare formal\u0103, efectua\u021bi plata imediat. \u00cen caz de dificult\u0103\u021bi financiare, contacta\u021bi direct firma de colectare. Notificarea formal\u0103 este o obliga\u021bie legal\u0103, dup\u0103 trimiterea facturii \u0219i a memento-urilor (nu este obligatoriu). Reac\u021bion\u00e2nd rapid, ve\u021bi evita costurile suplimentare \u0219i ve\u021bi opri astfel procedura de recuperare. Dac\u0103 primi\u021bi e-mail de la INTERNATIONAL RECOVER COMPANY\u00ae, contacta\u021bi-ne imediat. Vom colabora cu dvs. pentru a g\u0103si solu\u021bia potrivit\u0103 pentru a v\u0103 deconta factura nepl\u0103tit\u0103.<\/p>","protected":false},"excerpt":{"rendered":"

Michelle jongleaz\u0103 \u00eentre jobul ei, temele \u0219i activit\u0103\u021bile extracurriculare ale celor trei copii \u0219i \u00eentre\u021binerea casei ei. De asemenea, ea trebuie, ca \u00een orice gospod\u0103rie, s\u0103 fac\u0103 fa\u021b\u0103 mai multor facturi de tot felul (\u00eenc\u0103lzire, electricitate, cheltuieli medicale, taxe \u0219colare, internet etc.). Uneori, trebuie s\u0103 am\u00e2ne plata anumitor facturi, s\u0103 cear\u0103 facilit\u0103\u021bi de plat\u0103 \u0219i din p\u0103cate s\u0103 uite s\u0103 pl\u0103teasc\u0103 una sau alta...<\/p>\n

Pentru Michelle, ca \u0219i pentru tine, iat\u0103 c\u00e2teva sfaturi pentru a evita facturile nepl\u0103tite.<\/p>","protected":false},"author":2,"featured_media":797,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[],"class_list":["post-789","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-debiteurs"],"yoast_head":"\n7 ASTUCES POUR SE PR\u00c9MUNIR CONTRE LES FACTURES IMPAY\u00c9ES - INTERNATIONAL RECOVER COMPANY<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.recover.eu\/ro\/sfat\/7-sfaturi-pentru-a-proteja-impotriva-facturilor-neplatite\/\" \/>\n<meta property=\"og:locale\" content=\"ro_RO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"7 ASTUCES POUR SE PR\u00c9MUNIR CONTRE LES FACTURES IMPAY\u00c9ES - INTERNATIONAL RECOVER COMPANY\" \/>\n<meta property=\"og:description\" content=\"Michelle jongle entre son travail, les devoirs et activit\u00e9s extra-scolaires des trois enfants et l'entretien de sa maison. 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Elle doit \u00e9galement, comme dans tout m\u00e9nage, faire face \u00e0 de multiples factures en tout genre (chauffage, \u00e9lectricit\u00e9, frais m\u00e9dicaux, frais scolaires, internet,...). Parfois, il lui arrive de devoir postposer le paiement de certaines factures, de demander des facilit\u00e9s de paiement et malheureusement d'oublier d'en payer l'une ou l'autre... Pour Michelle comme pour vous, voici quelques astuces pour \u00e9viter les factures impay\u00e9es.","og_url":"https:\/\/www.recover.eu\/ro\/sfat\/7-sfaturi-pentru-a-proteja-impotriva-facturilor-neplatite\/","og_site_name":"INTERNATIONAL RECOVER COMPANY","article_publisher":"https:\/\/www.facebook.com\/RECOVER.EU","article_published_time":"2019-08-21T12:14:19+00:00","article_modified_time":"2023-05-26T12:14:37+00:00","og_image":[{"width":400,"height":267,"url":"https:\/\/www.recover.eu\/wp-content\/uploads\/2023\/05\/123.jpg","type":"image\/jpeg"}],"author":"Joao","twitter_card":"summary_large_image","twitter_creator":"@RECOVER_EU","twitter_site":"@RECOVER_EU","twitter_misc":{"Scris de":"Joao","Timp estimat pentru citire":"4 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.recover.eu\/conseils\/7-astuces-pour-se-premunir-contre-les-factures-impayees\/#article","isPartOf":{"@id":"https:\/\/www.recover.eu\/conseils\/7-astuces-pour-se-premunir-contre-les-factures-impayees\/"},"author":{"name":"Joao","@id":"https:\/\/www.recover.eu\/#\/schema\/person\/0c9666a20f04105e050d260f476f96ee"},"headline":"7 ASTUCES POUR SE PR\u00c9MUNIR CONTRE LES FACTURES IMPAY\u00c9ES","datePublished":"2019-08-21T12:14:19+00:00","dateModified":"2023-05-26T12:14:37+00:00","mainEntityOfPage":{"@id":"https:\/\/www.recover.eu\/conseils\/7-astuces-pour-se-premunir-contre-les-factures-impayees\/"},"wordCount":646,"commentCount":0,"publisher":{"@id":"https:\/\/www.recover.eu\/#organization"},"image":{"@id":"https:\/\/www.recover.eu\/conseils\/7-astuces-pour-se-premunir-contre-les-factures-impayees\/#primaryimage"},"thumbnailUrl":"https:\/\/www.recover.eu\/wp-content\/uploads\/2023\/05\/123.jpg","articleSection":["Debiteur, je dois de l'argent"],"inLanguage":"ro-RO"},{"@type":"WebPage","@id":"https:\/\/www.recover.eu\/conseils\/7-astuces-pour-se-premunir-contre-les-factures-impayees\/","url":"https:\/\/www.recover.eu\/conseils\/7-astuces-pour-se-premunir-contre-les-factures-impayees\/","name":"7 ASTUCES POUR SE PR\u00c9MUNIR CONTRE LES FACTURES IMPAY\u00c9ES - 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